95% Mortgages
95% Mortgages
95% Mortgages Explained...
If you can raise at least a 5% deposit, then there are lenders out there still offering 95% mortgages. However, they are risky due to the equity you will have in the property and should that bubble burst again, you maybe in a position of negative equity.
Mortgage Lenders also consider this loan to value ratio a high risk, therefore you may pay higher than average interest rates and/or fee’s.
There is a wide range of information on the governments Help to Buy Scheme website, click the link to find out more information on these products.
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