95% Mortgages

95% Mortgages Explained...

If you can raise at least a 5% deposit, then there are lenders out there still offering 95% mortgages. However, they are risky due to the equity you will have in the property and should that bubble burst again, you maybe in a position of negative equity.

Mortgage Lenders also consider this loan to value ratio a high risk, therefore you may pay higher than average interest rates and/or fee’s.

There is a wide range of information on the governments Help to Buy Scheme website, click the link to find out more information on these products.

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The capital of Germany

 

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FCA Introducer
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. Think carefully before securing other debts against your homes.
There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
The fee is up to 1% of the amount borrowed.