Fixed Rate Mortgages

Fixed Rate Mortgages Explained...

First Time Buyers love a fixed rate mortgage, this is because the rates are fixed for a particular number of years (usually 2, 3, 5 or even 10 years) so you know exactly what you are paying on a month to month basis.

There are downsides to fixed rate mortgages, if the bank of england base rate gets lowered you will be staying at the higher interest rate. However, if they go up you are covered so long as you stay within the fixed period.

At the end of the fixed rate mortgage period, you’ll be put on the lenders standard variable rate or SVR. This will normally have a higher rate of interest, this is the time to re-mortgage or change the deal with the lender.

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What Kind Of Mortgage Do you Require?

About The Property?

What is the value of the Property

What mortgage amount do you require (subtract deposit/equity)

What is your Income?

What is the income of Applicant No.1

What is the income of Applicant No.2

What is your Postcode? This will help tailor your quote

And lastly...

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Online Mortgage Calculators

Ways to get in touch:

Use our Mortgage Calculator...

Name: Fixed Rate Mortgages
Brand: Online Mortgage Calculators
Availability: Subject to Status Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. Think carefully before securing other debts against your homes. There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% of the amount borrowed.

What Kind Of Mortgage Do you Require?

About The Property?

What is the value of the Property

What Mortgage amount required?

How soon do you require a Mortgage?

What is your Annual Income?

What is the Annual Income of Applicant No.1

What is the Annual Income of Applicant No.2

What is your Postcode? This will help tailor your quotation to the best suited Mortgage Broker

And finally...

I ACCEPT

Please tick the box to consent to your data being stored in line with the guidelines set out in our PRIVACY POLICY.

By clicking on GET QUOTE you are agreeing to the Terms and Conditions. All details are confidential.

We were getting a little fed up of the local estate agents trying to use their mortgage broker, so we used google, filled out the form, spoke to a guy and had a mortgage which beat quotes from our own bank, with the same bank.

Robbie and Chloe, Belper, UK

Easy process from start to finish, made it as simple as possible for me. Life Insurance was sorted at the same time to save me doing it at a later date.

Tracy Pole, Eastwood, UK

Self Employed builder and struggled with mainstream lenders to get a Mortgage, took me 5 minutes to complete the form and within a week I'd been sorted. Mark and the team helped me loads and love living in my own house.

Anonymous, Allestree, UK

We sent an enquiry about a mortgage and within a few hours a Mortgage Adviser called and went through out details. We received Mortgage Offer in Principal which we sent to the Estate Agents and within a couple of months we were in. The service received is second to none.

Tom & Selina Harold, Derby, UK

Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. Think carefully before securing other debts against your homes.