Fixed Rate Mortgages

Fixed Rate Mortgages Explained...

First Time Buyers love a fixed rate mortgage, this is because the rates are fixed for a particular number of years (usually 2, 3, 5 or even 10 years) so you know exactly what you are paying on a month to month basis.

There are downsides to fixed rate mortgages, if the bank of england base rate gets lowered you will be staying at the higher interest rate. However, if they go up you are covered so long as you stay within the fixed period.

At the end of the fixed rate mortgage period, you’ll be put on the lenders standard variable rate or SVR. This will normally have a higher rate of interest, this is the time to re-mortgage or change the deal with the lender.

Get in touch...

Name:

Email Address:

Number:

Don't agree your mortgage deal until you've spoken to our advisers

Make an Enquiry

What is the value of the Property

What mortgage amount do you require (subtract deposit/equity)

What is the income of Applicant No.1

What is the income of Applicant No.2

The capital of England

 

By clicking on GET QUOTE you are agreeing to the Terms and Conditions of this website. We will not sell your details to any external business for marketing or selling purposes. All details are confidential.

Online Mortgage Calculators

Ways to get in touch:

Use our Mortgage Calculator...

What is the value of the Property

What Mortgage amount required?

How soon do you require a Mortgage?

What is the Annual Income of Applicant No.1

What is the Annual Income of Applicant No.2

 

By clicking on GET QUOTE you are agreeing to the Terms and Conditions. All details are confidential.

FCA Introducer
Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. Think carefully before securing other debts against your homes.