Capped Rate Mortgages

Capped Rate Mortgages Explained...

Capped rate mortgage products are similar to variable rate mortgages with a cap to stop it raising above a particular rate.

This is ideal for budget conscious home buyers as you will know that your mortgage will not raise above a certain level. But the benefit is, that should the rate go down then it will be passed on.

Many mortgage lenders have removed or stopped the Capped Rate Mortgages.

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Your home may be repossessed if you do not keep up repayments on a mortgage or other loans secured on it. Think carefully before securing other debts against your homes.