Tracker Mortgages Explained...
Tracker Rate Mortgages move in line usually with the Bank of England Base Rate. The rate set depends on the mortgage lender and can be either higher or lower than the Bank of England base rate, occasionally these rates will be for a initial period of between 2-5 years.
Some mortgage lenders will set a minimum rate to which the mortgage can go, however there is no limit to how high it will go. This particular deal is great for buyers who can afford to pay the higher rates should the rates go up.
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We were getting a little fed up of the local estate agents trying to use their mortgage broker, so we used google, filled out the form, spoke to a guy and had a mortgage which beat quotes from our own bank, with the same bank.
Robbie and Chloe, Belper, UK
Easy process from start to finish, made it as simple as possible for me. Life Insurance was sorted at the same time to save me doing it at a later date.
Tracy Pole, Eastwood, UK
Self Employed builder and struggled with mainstream lenders to get a Mortgage, took me 5 minutes to complete the form and within a week I'd been sorted. Mark and the team helped me loads and love living in my own house.
Anonymous, Allestree, UK
We sent an enquiry about a mortgage and within a few hours a Mortgage Adviser called and went through out details. We received Mortgage Offer in Principal which we sent to the Estate Agents and within a couple of months we were in. The service received is second to none.
Tom & Selina Harold, Derby, UK