Non Status Mortgages Explained...

Non Status Mortgages can also be called Self-Cert Mortgages, Self-Status Mortgages or even Self Declaration Mortgages, its a Mortgage for individuals who find it difficult to prove their income. Maybe its because they are self employed, receive rental income, maybe even a regular dividend.

The majority of customers who require non-status mortgages tend to be sub contractors, engineers, accountants, solicitors, management consultants, thats just the tip of the iceberg.

Self Certification mortgages aren’t as readily available anymore, they tend to be a morphed version of a traditional mortgage with a higher interest rate or larger deposit required, to enable the lender to take the additional risk.

Underwriters and mortgage lenders have re-thought the self employed market and are therefore more willing to take a look at anyone who falls into the non-status category.

How to get the best Non-Status Mortgage

Our specialist brokers are on hand to provide you with a free 30 minute consultation to discuss your needs and requirements. They can also provide you with a free no obligation quotation. Call the team on 03333 44 85 11 or use the quick quote slider for more information.

Reasons to use us for your bad credit mortgage...

Our adverse credit mortgage brokers have access to the ‘whole of market’ this means they have exclusive access to lenders who offer bad credit mortgages.

All of our mortgage advisors are fully qualified, registered with the FCA and highly knowledgable with plenty of experience in these specialist mortgages.

Offer a 30 minute free consultation and a no obligation quote, with nothing to lose. No upfront fee’s when you do go forwards with the mortgage.