Flexible Mortgages Explained...
If you are looking for a Mortgage product that allows a little bit more flexibility on repayments, then a flexible mortgage maybe for you.
You can choose to pay a little extra off every month, to help bring your mortgage capital down (this option maybe available on other mortgage products too.) and if you have already overpaid and hit hard times, you maybe able to reduce your monthly repayment, take a payment holiday or even skip a few payments.
There are negatives to Flexible Mortgage products and that is that the interest rates will usually be higher than other deals around.
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Robbie and Chloe, Belper, UK
Easy process from start to finish, made it as simple as possible for me. Life Insurance was sorted at the same time to save me doing it at a later date.
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Self Employed builder and struggled with mainstream lenders to get a Mortgage, took me 5 minutes to complete the form and within a week I'd been sorted. Mark and the team helped me loads and love living in my own house.
Anonymous, Allestree, UK
We sent an enquiry about a mortgage and within a few hours a Mortgage Adviser called and went through out details. We received Mortgage Offer in Principal which we sent to the Estate Agents and within a couple of months we were in. The service received is second to none.
Tom & Selina Harold, Derby, UK